UbcNews

An age-old adage still holds true, “If you think education is expensive, try ignorance.” That said, there’s no denying that getting an education in this country can cause sticker shock, with the typical college student paying tens of thousands of dollars per year.

Fortunately, with foresight and planning – and a little help from Guardian Rock Wealth – you can prepare your finances for this important but costly gift to your kids.

The full-service financial advisors at Guardian Rock Wealth offer education planning services so your kids can attend the college of their dreams. The consultancy will teach you smart day-to-day money management and investing practices to help ensure that you build up ample funds to cover university expenses, protecting your child from having to take on massive debt to earn a diploma.

According to research published by the College Board, the average tuition and fees for full-time students in 2023-24 amounts to $11,260 per year, excluding other costs like room and board, books, and personal expenses. This problem is compounded by the fact that savings rates in America have declined in recent decades as the cost of major expenses – including tertiary education – has increased.

Nevertheless, C.E.O John Browning expressed an optimistic outlook for the next 12-18 months, especially given the economy’s surprisingly strong run this year. Guardian Rock Wealth will work closely with you, advising you on how to best allocate investments to maximize returns both today and in the future.

Moreover, Advocacy Investing - the firm's proprietary investment approach - helps you choose securities, instruments, and companies that align with your core values and principles while maintaining a well-diversified portfolio that mitigates your risks.

THEIR PHILOSOPHY OF GOAL-BASED BUDGETING

A recent survey by The Penny Hoarder showed that a little over 55% of Americans do not use a budget to manage their income. Guardian Rock Wealth analyzes your income and expenses to create a budget that aligns with your goals and values. Additional services include credit score guidance, retirement planning, tax preparation, estate planning, and insurance review.

Guardian Rock Wealth lead advisors have over 60 years of combined experience in financial services. They pursue continuing education annually to stay current on the latest financial strategies, products, regulations, and tax laws. With this depth of knowledge, Guardian Rock Wealth serves as your trusted guide, educator, and accountability partner on all things personal finance.

ABOUT GUARDIAN ROCK WEALTH INVESTMENT MANAGEMENT Inc

Guardian Rock Wealth is a financial advisory firm offering personal finance and investment consulting services. The company draws on over 20 years of expertise to provide bespoke money management services.

You and your kids can breathe easy knowing that their college education has been properly prepared for. Don’t delay, though – contact Guardian Rock Wealth today!

Click the link in the description for more details.

Securities and investment advisory services offered through Guardian Rock Wealth Investment Management Inc. Guardian Rock Wealth Investment Management Inc is a wholly-owned subsidiary of Guardian Rock LLC. Neither of these entities provides tax or legal advice. Nothing in this message should be construed as individual investment advice as that requires in-depth knowledge of each unique situation. Guardian Rock Wealth Investment Mgmt Inc. City: Palm Springs Address: 3557 Maria Theresa Ave. Website https://guardianrockwealth.com/ Phone +15613274646 Email jbrowning@advocacyinvesting.com